Andrea Harlow

Andrea Harlow is a partner at Williams Mullen. A member of the Financial Services & Real Estate Team, she works closely with financial institutions ranging from national banks to regional and community banks, to private and non­traditional lenders in a wide variety of financing transactions and troubled debt restructures. In addition to her financial services practice, Andrea also has a niche practice that focuses on the unique risks and benefits associated with conservation easements, from both a lender’s perspective and a landowner’s perspective. She helps her clients identify, negotiate, and resolve complicated legal and practical issues by finding strategies to achieve their business goals while balancing the competing forces of risk management, loss mitigation and marketplace trends. She keeps a clear focus on her clients’ business goals while ensuring that their legal interests are protected.

Andrea is the Chair of the firm’s “Women’s Initiative”, an employee resource group focused on identifying and executing strategies to promote and retain women attorneys. In this role, she also serves as a liaison to the firm’s Board of Directors. Additionally, Andrea co-chairs the firm’s Financial Services Industry Service Group, which is a multi-departmental, multi-regional “task force” dedicated to enhancing the quality and sophistication of services provided to our financial services industry clients. She is active in the Richmond Chapter of Commercial Real Estate Women (“CREW Richmond”} and served on the organization’s board of directors for five consecutive years, most recently as president (2012). She is passionate about leadership and about encouraging women to achieve their full leadership potential. As immediate past-president of CREW Richmond, Andrea founded, planned, and executed the inaugural CREW Richmond Leadership Summit to help women sharpen their leadership skills by focusing on self-awareness, courage, presence and purpose.

Andrea is active in the community as well. She regularly volunteers with the “Wills for Seniors” program, providing free “simple” estate planning documents for senior citizens. She also volunteers her time working on various “Habitat for Humanity” projects throughout the year. She served as Chair of the Board of Directors of the Virginia Chapter of the Cystic Fibrosis Foundation (2020-2022) and also served on the Board of Directors of Junior Achievement of Central Virginia (2018-2021). She is a member of the Virginia State Bar and the Virginia Bar Association.

Andrea received her Bachelor of Science degree, magna cum laude, from Virginia Commonwealth University and her Juris Doctor degree from the University of Richmond’s T.C. Williams School of Law.

On a more personal note, Andrea is married to her high school sweetheart, Michael and is the proud mom of two teenagers (son Chase, 18 & daughter Hunter, 15), both honor roll students at New Kent High School, and one four­ legged son named Whiskey. Her family enjoys spending time together on the water and on their farm in King William, Virginia.